[3/08/2024]
Welcome to Sharma Loan Services (“we,” “our,” “us”). We value your privacy and are committed to protecting your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website, sharmaloanservices.in, and when you fill out our loan application form.
1. Information We Collect
When you use our services or fill out the application form on our website, we may collect the following types of personal information:
- Personal Identification Information: Name, email address, phone number, date of birth, and other personal details.
- Financial Information: Income details, employment status, credit history, and other financial information required for loan processing.
- Technical Information: IP address, browser type, operating system, and other technical details collected through cookies and similar tracking technologies.
2. How We Use Your Information
The information we collect is used for the following purposes:
- Loan Processing: To evaluate your application and process your loan request.
- Communication: To contact you regarding your loan application, to provide customer support, or to send you updates and offers related to our services.
- Improvement of Services: To improve our website, services, and customer experience.
- Legal Compliance: To comply with applicable laws, regulations, and legal obligations.
3. Sharing Your Information
We may share your personal information with third parties in the following circumstances:
- Service Providers: We may share your information with third-party service providers who assist us in operating our website, processing loans, and conducting our business.
- Legal Requirements: We may disclose your information if required by law, regulation, or legal process, or in response to a request from law enforcement or other governmental authorities.
- Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our business, your personal information may be transferred as part of the transaction.
4. Security of Your Information
We take the security of your personal information seriously. We implement appropriate technical and organizational measures to protect your information from unauthorized access, disclosure, alteration, or destruction.
5. Your Rights
You have certain rights regarding your personal information, including:
- Access: You have the right to request a copy of the personal information we hold about you.
- Correction: You have the right to request the correction of any inaccurate or incomplete personal information.
- Deletion: You have the right to request the deletion of your personal information, subject to certain legal exceptions.
- Opt-Out: You have the right to opt out of receiving marketing communications from us.
6. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance your experience. You can choose to disable cookies through your browser settings, but doing so may affect the functionality of our website.
7. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or the content of those websites. We encourage you to review the privacy policies of those third-party sites.
8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Effective Date.” We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.
9. Contact Us
If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:
Sharma Loan Services
Email: [info@sharmaloanservices.in]
Phone: [+91 9310973519]